Understanding The Accident Injury Claim Process

Auto accidents can be life-altering events that leave victims overwhelmed and unsure of their legal options. There are many misconceptions surrounding the compensation for damages a victim can receive from their accident. These myths can lead accident victims to make decisions that ultimately hurt their chances of receiving fair compensation.

Myth: You Can Handle Negotiations On Your Own

Insurance companies have a team of experienced professionals working to reduce the amount they must pay in claims. These professionals often use tactics—such as offering low settlement amounts, shifting the blame onto the victim, or questioning the severity of injuries—to minimize payouts. Negotiating with insurance companies without proper knowledge and experience can result in accepting a much lower settlement than you deserve.

A lawyer with experience negotiating settlements will know how to counter these tactics effectively. They are highly educated and experienced with the laws surrounding personal injury cases and how insurance companies operate, enabling them to secure fair client compensation. A lawyer can also protect your rights throughout the negotiation process and ensure your best interests remain at the forefront.

Myth: Lawyers Are Too Expensive

Many people assume they cannot afford a lawyer after an auto accident. However, personal injury lawyers generally work on a contingency fee basis. This means they only receive a payment if they successfully recover damages for their client, taking a percentage from the final recovery amount as payment. This arrangement enables victims to access expert legal representation without worrying about upfront costs or hourly fees.

While an attorney may seem like an additional expense at first glance, it is essential to consider the long-term benefits offered by professional legal representation. An experienced lawyer possesses invaluable negotiation skills and knowledge, increasing your chances of receiving fair compensation.

Myth: Filing A Lawsuit Is The Only Option For Compensation

Many auto accident cases never make it to court, as there are alternative dispute resolution methods available that can save time and resources. Mediation and arbitration are two methods that can be used to reach an agreement with the insurance company without going through litigation. These methods often result in faster resolutions than legal proceedings, saving both parties time and money.

In some instances, resolving a case through alternative dispute resolution may not be possible, making litigation necessary. Having legal representation is essential when initiating a lawsuit since it can be difficult to understand the procedure and your options without one. A lawyer will help gather evidence and build a strong case on your behalf. 

Contact a local auto accident lawyer to learn more.