When you rent a home, it is the responsibility of the landlord to make sure that the house is safe to live in. There are times when parts of the home may start to deteriorate and need to be repaired. One common area that is neglected in a home is the deck. The deck is designed to be an area where you can entertain guests, but if the support beams become dilapidated, the structural stability of the deck quickly deteriorates. If the deck on your home collapsed during a dinner party, it can be hard to know what to do. The guide below walks you through the steps to take to ensure that you and your guests' medical bills are paid quickly.
File an Incident Report with the Police
The first thing that you need to do is contact the local police determine so that an incident report can be made. You need to be sure to have every person's name listed in the report so that they can all get compensation for their injuries. If someone is not listed in the report, it may be difficult to prove that they were present when the deck collapsed.
Take Pictures of the Damage
After everyone has been treated medically, take pictures of the deck. You need to show where it collapsed and if possible what parts of the deck gave out to cause the collapse to occur. Having pictures to prove your claims will ensure that no one can claim you are exaggerating the situation later on down the road.
Contract a Personal Injury Attorney
Before you even contact your landlord, it is a good idea to contact an attorney. This way the attorney can give you advice as to what other steps need to be taken to ensure that you and your guests receive maximum compensation for your injuries. They will also be able to contract the homeowner's insurance company directly to make a claim on behalf of you and your guests. If the company refuses to pay for any of the bills, the attorney will then be able to help you fight your case in court.
It is a lengthy process to get a settlement or win a court case involving a homeowner's insurance company. If the homeowner did not have insurance on the home for one reason or another, they will be liable to pay for all of the medical bills out of their own pocket, which may be difficult for them to do. The attorney will be able to help you with all of the steps that you need to take to ensure you are not stuck paying all of the medical bills in the end. For more information, contact companies like Schupak Law Firm.